Private Mortgage Insurance: What It Is and How Home Equity Can Affect ItIf you bought your home with a conventional mortgage and put less than 20% down, you may still be paying private mortgage
Dated: August 10 2026
Views: 87

This week, four incoming college freshmen moved into their first rental here in Bryan-College Station.
For the girls, it was the beginning of a new chapter: a new home, new roommates, and college right around the corner. For their moms, it was probably a slightly different mix of excitement, logistics, questions, and maybe a little bit of “How are we already here?”
For us, the story actually started back in March.
I received a call from a mom whose daughter would be attending college in Bryan-College Station in the fall. They were in town for spring break and wanted to use the opportunity to start looking at housing.
We toured five or six available rentals, giving them a chance to see what different properties, locations, and layouts looked like in person.
Then we walked into a four-bedroom unit, and her daughter loved it.
There was just one problem.
She only had one roommate lined up.
They needed two more girls before they could move forward, and because the property had just come on the market for an August move-in, there was no guarantee it would still be available once she found them.
So she started looking for roommates, and we crossed our fingers.
A couple of weeks later, we got good news on both fronts.
She had found two more girls, and the rental was still available.
Now we had four future roommates who were ready to make this their college home. That was when the process shifted from house hunting to actually getting four separate students through the rental application process.
And there were a lot of moving pieces.
There were group texts with moms and daughters. There were questions about the applications, communication with the property management company, follow-up questions, and even figuring out pet-screening requirements when none of the girls had a pet.
Student rentals can have procedures that aren't always obvious when you're going through the process for the first time. My role became less about finding the property and more about helping everyone understand what came next and keeping four households moving in the same direction.
Eventually, all four applications were submitted.
Then came the message we had been waiting for: approved.
The girls had their first college rental.
One More Detail to Work Through
Because the girls were still under 18 when it was time to finalize the lease, there was an additional step we needed to work through with the property management company and their parents.
After a few more conversations and some coordination between everyone involved, we had a solution and could keep moving toward their August move-in.
It was one of those little complications you don't necessarily anticipate at the beginning of a rental search, but it's also where having someone help keep everyone informed and the process moving can make a difference.
One of my favorite parts of this transaction was working with the moms.
They didn't really know each other when all of this started. They were four parents trying to help their daughters prepare for a huge transition, and suddenly they were navigating applications, paperwork, deadlines, and group texts together.
Through all of it, they were wonderful to work with.
There was a shared excitement about what their daughters were getting ready to experience. These four girls weren't simply signing a lease. They were preparing to start college, live away from home, share a house, and figure out a whole lot of adulthood together.
Helping with the rental was a relatively small piece of that much bigger story.
Five months after that first spring break phone call, move-in week arrived.
I reached back out to the moms to see how everything had gone.
The girls love their new place and are settling in well. The moms were still appreciative of the help and coordination along the way, which was wonderful to hear.
Although I'm guessing they're also missing their daughters just a little bit right about now.
Bryan-College Station has a large student rental market because of Texas A&M University and Blinn College, but that doesn't necessarily make navigating it simple, especially for parents doing this for the first time.
Starting early can give students more time to understand their options, find roommates, work through application requirements, and handle unexpected issues before move-in.
And sometimes what families need most isn't someone to simply find a rental. They need someone local who can answer questions, communicate with the different parties involved, and help keep the process moving when there are several people trying to coordinate at once.
That's the part of this story I enjoyed the most.
At NextHome Realty Solutions BCS, we get to help people with all kinds of moves throughout the Brazos Valley. Some involve buying a first home. Some involve selling a longtime home. And some start with four freshmen, four moms, and one rental that everyone is hoping will still be available.
If you have a future Aggie or Blinn student who will need housing in Bryan-College Station, I'd be happy to help you explore the options, whether that means finding the right rental or considering whether purchasing a property makes sense for your family.
🏠 Here to help you find your happy place! 🧡
Amber Romitelli | REALTOR®
NextHome Realty Solutions BCS
Amber Romitelli is a REALTOR® with NextHome Realty Solutions BCS, serving buyers and sellers across Bryan-College Station, TX. She is part of the #1 NextHome office in Texas and the #9 NextHome offic....
Private Mortgage Insurance: What It Is and How Home Equity Can Affect ItIf you bought your home with a conventional mortgage and put less than 20% down, you may still be paying private mortgage
Planning for Fall 2027 Aggie Housing? It’s Earlier Than You ThinkIf your student is planning to attend Texas A&M in Fall 2027, housing may feel like something you can deal with next spring
The Rooms Buyers Fall in Love With FirstYou can walk through ten houses in one afternoon and remember each one for a completely different reason.One might have the kitchen. Another has a primary
Seller Concessions Explained: Why a Price Reduction Isn’t Always the Best DealWhen buyers and sellers negotiate a home purchase, price tends to get most of the attention. But sometimes the